Why Choose Us as Your Mortgage Broker
Your Trusted Mortgage Broker for Smart, Personalised Lending Solutions
At My Finance Consultants, we work for you, not the lenders. Whether you're buying, refinancing, investing, or exploring equipment finance, we provide personalised lending advice, access to a wide lender panel, and a simple, stress-free experience from your first conversation to settlement and beyond.
We Compare Hundreds of Home Loan Options
We compare a wide range of lenders — from the big banks to specialist providers — to find a home loan tailored to your individual goals.
We Help You Choose the Right Home Loan
We focus on finding the right loan structure for your personal and financial circumstances — both now and in the future.
We Provide a Convenient and Stress-Free Service
Your Mortgage Broker manages everything from application to settlement, saving you time and hassle every step of the way.
We’ll Always Do Our Best to Save You Money
Our technology and experience help identify competitive rates and cost-saving opportunities to reduce your repayments.
Professional Mortgage Advice You Can Trust
As accredited MFAA members, we provide expert guidance to help you make confident, well-informed lending decisions to reach your future goals.
We Don’t Charge You for Mortgage Broking
Our service is free to you — the lender pays our commission once your loan settles — so you can access expert help with no out of pocket cost.
How We Deliver a Better Home Loan Experience
We work for you, not the lenders
As your dedicated Mortgage Broker, our role is to advocate for your best interests — not the banks.
We compare suitable loan options, break down lender policies, and help you secure a competitive home loan aligned with your long-term financial goals.
Personalised Lending Strategies
Every client’s situation is unique. We take the time to understand your goals, financial position and borrowing capacity, then create a tailored home loan strategy built for long-term success.
Whether you're buying, refinancing, or investing, our tools such as the Borrowing Power Calculator, Mortgage Quote Calculator, and Buying Power Calculator help you confidently plan your next steps with clarity.
Access to 40+ Lenders
With access to over 40 banks and specialist lenders, you gain more choice, more flexibility and a better chance of approval.
Our Lender Panel highlights the range of trusted institutions we work with — giving you transparency and confidence from day one.
A Smooth, Stress-Free Experience
We manage the entire lending journey — from pre-approval through to settlement — so you always know what’s happening and what to expect.
Whether you’re comparing your options on our Home Loan Interest Rates hub or exploring ways to optimise your current loan through refinancing, we make the process simple, seamless and fully supported.
We also work with clients across the country through our Australia-Wide service model.
Ongoing Support Beyond Settlement
Our service continues long after your home loan settlement.
We provide annual loan reviews, negotiate sharper interest rates with your current lender, and ensure your home loan stays competitive.
How We Make the Process Easy
Step 1 - Discussion
We discuss your goals, explain how we can support you and answer your questions. If you proceed with a home loan application, we’ll gather your details, carefully & thoroughly review your documents and confirm your full financial position.
Step 2 - Negotiation
We compare hundreds of mortgage products to find the right fit for your needs. We then negotiate with multiple lenders on your behalf to secure the most suitable home loan tailored to your individual circumstances and long-term financial goals.
Step 3 - Recommendation
We’ll recommend the most suitable solution once we’ve assessed your individual circumstances. We also provide clear alternative options, helping you compare each choice confidently and select the home loan that best supports your goals.
Step 4 - Submission
We prepare your home loan application for you to review and sign. Once completed, we submit it with your supporting documents to your chosen lender. Our team monitors progress and keeps you updated at every stage of the application process.
Step 5 - Approval
This is the best part of the process. We’ll call to let you know your home loan has been formally approved—you’re getting the funds! We’ll explain the approval details and outline the next steps to ensure everything stays on track from here.
Step 6 - Settlement
We coordinate the settlement process to ensure everything runs smoothly between all parties. Once settlement is complete, you can enjoy the benefits of your new loan—or pick up the keys to your new home and celebrate the exciting next chapter.