Budget planner
Budget Planner
Work out what comes in, what goes out and what’s left each month. Enter amounts as you pay them, weekly, monthly or yearly, and the planner turns them into a monthly figure.
Enter amounts as you pay or receive them, and pick how often. Everything stays in your browser: nothing you type here is stored or sent.
Why it helps
A clear budget makes the loan conversation easier.
Lenders ask about your spending
When you apply for a home loan, lenders ask about your living expenses as part of checking what you can afford. Having the numbers ready saves time.
Count the yearly bills
Rates, insurance, registration and school fees are easy to forget. Spread over the year, they can change your monthly picture.
Then try the borrowing power calculator
Use your figures in the borrowing power calculator, or talk them through with us. We compare options from a panel of 40+ lenders.
Questions
Common questions, straight answers.
Is anything I type saved or sent?
No. The planner runs in your browser only. If you ask for the spreadsheet, we only receive your first name and email.
Why do lenders ask about living expenses?
As part of checking whether a loan is affordable for you, lenders ask about your income and your regular expenses. A clear budget helps you prepare.
Is this the same as a lender’s assessment?
No. Each lender uses its own assessment, which can differ from your own figures. Treat this as an estimate.
What does it cost to use a mortgage broker?
We don’t charge you for our service. Lenders pay us a commission if you go ahead with a loan. Lender fees may apply, and we go through them with you before you decide.
Talk through your budget and your options.
No obligation. No pressure. Just honest answers.
We don’t charge you for our service. Lenders pay us a commission if you go ahead with a loan.