Start online
Start Your Home Loan Online
Refinancing, buying or investing, you can get started online, on your phone or computer, at a time that suits you. We compare options from a panel of 40+ lenders and keep you posted. Prefer to talk first? You can always book a call.
We ask only for your name, email and mobile on the first screen. See our privacy policy. We don’t charge you for our service. Lenders pay us a commission if you go ahead with a loan.
How it works
Four steps, at your own pace.
Start your application
Enter your name, email and mobile and confirm your mobile with a code. You’ll then read and accept our Credit Guide and privacy consent before you share anything about your finances.
Tell us about you
Your income, expenses, debts and goals, and upload documents when you’re ready. You can save and come back.
We compare
We review your details and compare options from a panel of 40+ lenders, then come back to you with what we found.
You decide
We explain the options and why we’ve suggested them. Talk it through by message, email or a call: your choice.
Not sure yet?
Try a calculator first.
Get a feel for the numbers before you start.
Refinancing
See how your loan compares with the mortgage quote calculator, or read when to refinance.
Buying
Estimate what you may be able to borrow with the borrowing power calculator, and your buying costs with the stamp duty calculator.
Investing
Check your usable equity with the equity calculator, then test yield and cash flow with the investment property calculator.
Questions
Common questions, straight answers.
Does starting online commit me to anything?
No. Starting online lets us understand your situation and compare options. You decide whether to go ahead, and you can stop at any time.
Where do my details go?
Your details go to My Finance Consultants through Quickli, the platform we use to collect them. If you go ahead, your details are also shared with the lender you choose. You’ll see our Credit Guide and privacy consent in the application before you share your financial details. Our privacy policy explains how we handle personal information.
Will I still talk to someone?
Only as much as you want. Questions can often be handled by message or email. Some things, like confirming your goals before we recommend a loan, may need a quick conversation, and you can book a call at any point.
What will I need?
Usually ID, recent payslips or tax returns, bank statements and details of your debts. The application tells you what to upload. See why lenders need each document.
Ready when you are.
No obligation. No pressure. Just honest answers.
We don’t charge you for our service. Lenders pay us a commission if you go ahead with a loan.