Stamp duty, QLD
Stamp Duty Calculator QLD
Estimate transfer duty on a property purchase in Queensland. Enter the price in the QLD calculator, and see the QLD concessions and rules below.
Calculator results are estimates only. They are not a quote, a pre-qualification or a loan offer, and they don’t consider your objectives, financial situation or needs.
QLD rules
What’s different in Queensland.
Queensland now treats new and existing first homes very differently. On a new home or off-the-plan purchase, duty may be nil whatever the price, which can change what you can borrow towards.
- First home buyers, new homes: for contracts dated 1 May 2025 or later, a new home (including off-the-plan) pays no transfer duty, with no value cap on the home and its residential land.
- First home buyers, existing homes: no duty on a home valued at $700,000 or less, with a concession available up to $800,000 (agreements from 9 June 2024).
- Living in it: for the new home concession, you move in within 1 year of settlement, and that period can’t be extended.
- From 1 August 2026, the first home concession requires buyers to be Australian citizens, permanent residents or specified foreign retirees.
Checked against Queensland Revenue Office on 8 Nov 2026. Rules change, often at budget time, and the rules that apply are the ones in force on your contract or transaction date. Sources: QRO: first home concession. QRO: first home (new home) concession. QRO: First Home Owner Grant eligibility.
Your buying costs
Stamp duty is one part of the upfront cost.
Budget for the rest too
Conveyancing, building and pest inspections, lender fees, any lenders mortgage insurance, and moving costs. With less than a 20% deposit, LMI can be a bigger cost than you expect. Try the LVR calculator.
How duty affects your loan
Lenders generally expect duty and costs to come from your own funds, so confirm with your lender. It shapes how much deposit you need. We work out your whole buying position with you and compare options from a panel of 40+ lenders.
Buying your first home?
See our first home buyer guide, or read about our mortgage broking in Brisbane.
Stamp duty in other states: NSW · VIC · WA · SA · TAS · ACT · NT · All states
Mortgage broker pages in QLD: Brisbane · Indooroopilly · Corinda · Jamboree Heights · Bridgeman Downs · Gladstone · All areas
Questions
Common questions, straight answers.
Do first home buyers pay stamp duty on a new home in Queensland?
Not if eligible. For contracts dated 1 May 2025 or later, the first home (new home) concession removes transfer duty on a new home, with no value cap on the home and its residential land.
Is there a first home owner grant in Queensland?
Yes, for new homes. The grant is $30,000 for an eligible new home valued under $750,000, for contracts signed on or after 20 November 2023. Queensland Revenue Office sets how long that amount applies, so check it on your contract date.
What about an existing home?
For an existing first home, no duty applies at $700,000 or less, with a concession up to $800,000.
Who confirms the final stamp duty?
Your conveyancer or solicitor confirms the final duty, along with any concession or exemption you’re eligible for under Queensland Revenue Office’s rules.
What does it cost to use a mortgage broker?
We don’t charge you for our service. Lenders pay us a commission if you go ahead with a loan. Lender fees may apply, and we go through them with you before you decide.
Talk through your buying costs.
No obligation. No pressure. Just honest answers.
We don’t charge you for our service. Lenders pay us a commission if you go ahead with a loan.