Stamp duty, VIC
Stamp Duty Calculator VIC
Estimate land transfer duty on a property purchase in Victoria. Enter the price in the VIC calculator, and see the VIC concessions and rules below.
Calculator results are estimates only. They are not a quote, a pre-qualification or a loan offer, and they don’t consider your objectives, financial situation or needs.
VIC rules
What’s different in Victoria.
Victoria’s first home thresholds are lower than New South Wales and Queensland, so in much of Melbourne a first home buyer pays some duty. Knowing the figure early helps you size your deposit and your loan.
- First home buyers: no duty on a home with a dutiable value up to $600,000, and reduced duty from $600,001 to $750,000.
- Vacant land you’re buying to build your first home can also qualify.
- Living in it: at least one buyer lives there for 12 continuous months, starting within 12 months of settlement. For vacant land, the move-in deadline runs from the occupancy certificate.
- Pensioners and concession card holders may be eligible for a separate duty reduction, and foreign purchasers pay additional duty.
Checked against the State Revenue Office Victoria on 8 Nov 2026. Rules change, often at budget time, and the rules that apply are the ones in force on your contract or transaction date. Sources: SRO Victoria: land transfer duty. SRO Victoria: first home buyer duty exemption or concession. SRO Victoria: understanding the First Home Owner Grant.
Your buying costs
Stamp duty is one part of the upfront cost.
Budget for the rest too
Conveyancing, building and pest inspections, lender fees, any lenders mortgage insurance, and moving costs. With less than a 20% deposit, LMI can be a bigger cost than you expect. Try the LVR calculator.
How duty affects your loan
Lenders generally expect duty and costs to come from your own funds, so confirm with your lender. It shapes how much deposit you need. We work out your whole buying position with you and compare options from a panel of 40+ lenders.
Buying your first home?
See our first home buyer guide, or read about our mortgage broking in Melbourne.
Stamp duty in other states: NSW · QLD · WA · SA · TAS · ACT · NT · All states
Mortgage broker pages in VIC: Melbourne · Aspendale · All areas
Questions
Common questions, straight answers.
What is the first home buyer stamp duty threshold in Victoria?
No duty on a home with a dutiable value up to $600,000, and a reduced amount from $600,001 to $750,000, if you’re eligible. Above $750,000, the full rate applies.
Is there a first home owner grant in Victoria?
Yes, for new homes. The grant is $10,000 for a new home valued up to $750,000. It’s separate from the first home buyer duty exemption, and some buyers qualify for both.
Can I claim the first home buyer exemption on land?
Yes, if you’re buying vacant land to build your first home and meet the other conditions.
Who confirms the final stamp duty?
Your conveyancer or solicitor confirms the final duty, along with any concession or exemption you’re eligible for under the State Revenue Office Victoria’s rules.
What does it cost to use a mortgage broker?
We don’t charge you for our service. Lenders pay us a commission if you go ahead with a loan. Lender fees may apply, and we go through them with you before you decide.
Talk through your buying costs.
No obligation. No pressure. Just honest answers.
We don’t charge you for our service. Lenders pay us a commission if you go ahead with a loan.